Speak to any decent investment adviser and they will preach the virtues of diversification. In my language, that means: spread your money around. Good, rock-solid, textbook advice. The other week, I was speaking to Jonothan McColgan, a chartered financial planner at Combined Financial Strategies, concerning an article I was about to write for The Mail …
How to build an investment portfolio that can profit in the good times and ride out the storms

The Steady Eddie guide to asset allocation Retail investors jettisoned a net £10billion of investment funds in March Experts say those who have held on to their investments should review them Someone who invested in a broad portfolio of stock market-listed investment trusts a year ago is now sitting on investment gains despite the market …
Are you taking the right kind of risk?

When shares are down it’s time to rebalance… and it could even make you more money Ensuring your investments are sufficiently diversified is not an easy task. But experts say it is now more vital than ever to make sure your portfolio reflects your appetite for risk – and the time frame in which you …
Woodford survival guide
Investment advice: this is when you can do without it

With interest rates at rock bottom and inflation creeping up, many are turning increasingly to the stock market for higher returns. The next decision is harder: whether to handle your own investments or have a professional take care of them for you. On the one hand, you could become one of the many who presume …
‘How can I use my £162k savings to spare me from full-time work?’

Like most parents, Jo Bishop wants to be financially comfortable without compromising the amount of time she spends with her children. Ms Bishop, 47, currently works as a school administrator in Leicestershire. Her day usually finishes at 2.30pm, which allows her to spend her afternoons with her two daughters, Susie, nine, and Evie, seven. Before …