Award-Winning Chartered Financial Planning

We provide some of the finest independent financial advice in the country, so you can be sure your future is in safe hands.

Combined Financial Strategies (CFS) is one of the UK’s leading independent financial advisers, offering award-winning advice on retirement planning, investments, tax efficiency, legacy planning and more.

The business is led by Jonothan McColgan, a chartered financial planner who has been awarded UK Financial Adviser of the Year and numerous other awards. He is a sought-after commentator in national publications including the Financial Times, The Times, the Daily Telegraph and the Mail on Sunday.

CFS provides a completely independent and personalised service. Because we’re a small team of experts, we focus on every single client and delivering a highly personalised service. Your needs are different from anyone else’s, so your advice should be too.

Why Do You Need Financial Advice?

By taking financial advice you gain access to expert knowledge and experience. We will make sure you’re doing what you need to do to protect and build your wealth and to maintain your lifestyle into retirement.

Anything to do with your future is always a compromise – but it is vital to know that you’ve made the right compromises for you, and that your finances are under control.

What We Advise On

We can advise on how you can build your wealth, protect your wealth, plan for worst case scenarios and maintain your lifestyle into retirement.

We use a wide range of tools to achieve this, including investments, pensions, tax strategies and protection, but the most important thing is to understand your hopes and aspirations and focus on what you want to do in life. That always comes first.

How We Can Help

Investments

Retirement Planning

Tax Efficiency

Protection

Legacy Planning

Testimonials

CFS provided a first-rate service, taking meticulous care to fully understand my specific situation and provide a highly tailored financial plan rather than simply providing generic investment advice. They have provided clear and well explained advice at a pace which suited me and I am very happy with the financial plan I have in place. Jonathan continues to provide guidance and assistance and has been very helpful in the setting up of my business and providing useful business contacts.

For several years now Jonothan has helped me with the complexities of a multiple pensions portfolio and other financial challenges both personally and in my business. He has gone out of his way to not only offer excellent advice and solutions but to never let go of our changing personal and business needs. Bottom line – I rely on his advice and trust him implicitly.

I went to see Jonothan when I was about to retire and needed advice regarding my options concerning my pension fund. Jonothan listened to my needs and requirements during our ﬁrst meeting… I have certainly gained the outcome I was looking for and am extremely satisﬁed.

Jonothan is great to work with. He provided a comprehensive review of my ﬁnances and a thoroughly thought through and executed action plan. He also displayed great patience.

Jonothan has been very eﬀective at laying out a ﬁnancial strategy with a plan that has been straightforward to understand, that has stood the test of time and delivered good results for me. I regard this as a very strong testament to both his professional integrity and good judgement.

Jonothan has an excellent appreciation of my needs, and regularly assesses the amount of risk I am prepared to take… Following my husband's death, he has been liaising with the solicitor re setting up a trust and is giving my sons advice on tax planning. He will go the extra mile to make things easier for me.

Jonothan’s character is what clinched the deal for me – working with him is a joy and an inspiration. I am pleased and proud to count him as a pillar of my team.

For many years now our financial adviser for both our personal affairs and our business matters has been Combined Financial Strategies. Jonothan has our complete trust and respect, which he has earned over the years in many ways. His areas of knowledge are vast and we can move from pensions to investments, or savings to tax advice with complete ease as his understanding of all topics is so up-to date and invaluable. We have also, with no hesitation, recommended CFS to many friends who have reported back to us that they too have been impressed and now use him exclusively.

Jonothan McColgan is extremely knowledgeable and delivered an excellent training session to our private client solicitor members. Jonothan is a pleasure to work with, professional and an expert in this field.

We think that Combined Financial Strategies are wonderful. They always take time to meet any of our clients; listen to them and thoughtfully give them advice.

Jonothan McColgan is that rare pleasure – a chartered financial planner who combines technical excellence with an engaging personality and an entrepreneurial approach to practice development.

I have referred a number of Trust clients to Jonothan since 2005 and have always found him to be very knowledgeable in his area of expertise. The feedback I have received from the clients referred has been exceptional.

The Freedom to Live The Life You Choose

Call us on 01225 471462 or email info@cfsorg.com

Award-Winning Chartered Financial Planning

Why Do You Need Financial Advice?

What We Advise On

How We Can Help

Investments

Retirement Planning

Tax Efficiency

Protection

Legacy Planning

Testimonials

The Freedom to Live The Life You Choose

Our Awards

Contact

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