Cookies Policy

1. Introduction

This Cookie Policy explains how Combined Financial Strategies Ltd (“we”, “us”, “our”) uses cookies and similar technologies on our website www.cfsorg.com.

It outlines:

  • What cookies are
  • How we use them
  • Your choices and rights

This policy is designed to comply with the Data (Use and Access) Act 2025 (DUAA), the UK GDPR, and the Privacy and Electronic Communications Regulations (PECR).

2. What Are Cookies?

Cookies are small text files placed on your device when you visit a website. They help websites function effectively, improve user experience, and provide information to site owners.

3. Categories of Cookies We Use

We use the following categories of cookies:

3.1 Strictly Necessary Cookies

These cookies are essential for the operation of our website.

Examples:

  • Logging into secure areas
  • Processing transactions
  • Security and fraud prevention

Legal basis: No consent required (strictly necessary under PECR/DUAA).

3.2 Analytics (Statistical) Cookies

These cookies help us understand how users interact with our website so we can improve performance.

Examples:

  • Page visits and navigation paths
  • Time spent on specific pages
  • Device and browser types used to access the site

Legal basis: Consent required. These cookies are only set if you explicitly accept them via our cookie consent banner (under UK GDPR/DUAA).

Google Analytics Cookies Used:

We use Google Analytics (a service provided by Google LLC) to collect this performance data. The specific cookies used include:

Cookie Name

Provider

Purpose

Expiration

_ga

Google Analytics

Used to distinguish unique users by assigning a randomly generated number as a client identifier to calculate visitor and session data.

2 years

_ga_*

Google Analytics

Used to maintain session state and track individual page views/user journeys during a single visit.

2 years

 

4. How to Control and Manage Cookies

When you first visit our site, you will be given the option to:

  • Accept all cookies
  • Reject non-essential cookies
  • Manage your preferences


4.1 Opting Out

You have the right to decide whether to accept or reject non-essential cookies.

  • Our Cookie Banner: You can adjust your preferences or withdraw your consent at any time by clicking the cookie settings link/icon available on our website.
  • Google Analytics Opt-Out: You can prevent your data from being used by Google Analytics across all websites by installing the official Google Analytics Opt-out Browser Add-on.
  • Browser Settings: You can set or amend your web browser controls to accept or refuse cookies. If you choose to reject strictly necessary cookies, you may still use our website, though access to some functionality and secure areas may be restricted.


5. Data Protection and Privacy

Where cookies process personal data, we handle it in accordance with our Privacy Policy.

6. Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in the cookies we use or for legal and regulatory reasons.

Last updated: June 2026

7. Contact Us

If you have any questions about our use of cookies, please contact:

Combined Financial Strategies Ltd
38 Gay Street
Bath
BA1 2NT
info@cfsorg.com