For many years now our financial adviser for both our personal affairs and our business matters has been Combined Financial Strategies. Jonothan has our complete trust and respect, which he has earned over the years in many ways. His areas of knowledge are vast and we can move from pensions to investments, or savings to tax advice with complete ease as his understanding of all topics is so up-to date and invaluable. We have also, with no hesitation, recommended CFS to many friends who have reported back to us that they too have been impressed and now use him exclusively.